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==Independent British retail banks== The table shows the main independent British retail banks, in order of market capitalisation. The list is quite short as British banking has been highly consolidated since the early 20th century. Unlike some other major economies, the UK does not have a major stratum of independent local banks. The list shrank further during 2008: Northern Rock was nationalised by the UK Government (and is now owned by Virgin Money), followed by Bradford & Bingley; Alliance & Leicester was acquired by Santander, who merged it into Santander UK. Lloyds TSB plc announced, on 18 September 2008, a confirmed agreement to take over HBOS plc.〔(【引用サイトリンク】title=Lloyds TSB confirms deal to take over HBOS )〕〔 〕〔(BBC News: HBOS confirms Lloyds merger talks ); (Guardian: Banking crisis: Lloyds TSB in talks to buy HBOS )〕 *† Includes Lloyds Bank and Bank of Scotland. The UK government owns a minority stake of 17% of the Lloyds Banking Group, with the bank remaining in the private sector. *†† Includes NatWest, the Royal Bank of Scotland and Ulster Bank. The UK government owns a controlling stake of 84% of the Royal Bank of Scotland Group (RBS)'s ordinary shares, but the bank remains nominally independent of government The retail and commercial banking markets are dominated by HSBC, Barclays, Lloyds Banking Group, Royal Bank of Scotland Group and Spanish-owned Santander UK (most of these companies operate more than one banking brand in the UK). The fifth major UK-based bank, Standard Chartered, operates primarily in Asia and Africa. There are a number of banking businesses owned by retail groups, such as: *Co-operative Bank, part-owned (20%) by The Co-operative Group *Harrods Bank, owned by Harrods, a department store in London *Post Office Money, a trading name used by Post Office Ltd for its branded financial products, most of which are provided by Bank of Ireland *Sainsbury's Bank, owned by British supermarket company Sainsbury's. *Tesco Bank, owned by British supermarket company Tesco. There are a small number of independent specialist or local banks. A full list is maintained by the Bank of England.〔(Bank of England Prudential Regulation Authority - Banks & building societies list )〕 Many of these are just a small fraction of the size of the smallest of the banks in the table above. These include: * Airdrie Savings Bank * Aldermore * Arbuthnot Latham * C. Hoare & Co * CAF Bank (a bank for charities provided by Charities Aid Foundation) * Charity Bank (a bank which is also a charity and supports other charities) * Close Brothers Group * Coutts * Duncan Lawrie Bank * Hampden & Co. plc * Julian Hodge Bank * Metro Bank * N M Rothschild & Sons * Raphaels Bank * Secure Trust Bank * Shawbrook Bank * Unity Trust Bank (a bank supporting social enterprise) * Virgin Money * Weatherbys There is also a government-run savings bank called National Savings and Investments. The other main class of consumer financial service organisation in the United Kingdom is the building society, but the building society sector is much smaller than it used to be as many major building societies demutualised in the 1980s and 1990s and there has also been ongoing consolidation via mergers between societies. Halifax (now part of Lloyds Banking Group) and Abbey (now part of Santander) were the two largest building societies. The remaining building societies which demutualised have all subsequently lost their independence, either through nationalisation or acquisition by other banks. See Building society for a list of the remaining building societies. Out of the remaining building societies, only Nationwide would be large enough to appear in the above table if it were a bank. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「List of banks in the United Kingdom」の詳細全文を読む スポンサード リンク
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